Abraham & Co.
Atlanta
Private Buyer Presentation

A Considered
Acquisition.

Prepared for the private client of Abraham & Co.

Vol. I  ·  Buyer Representation
2026
Abraham & Co.03 / The Team
Meet the Team

Two women, one standard of care.

Tia Abraham
Founder  ·  Advisor
Tia Abraham

The voice at the table. Strategy, negotiation, and the long view of every acquisition.

Telka Christian
Director of Client Experience
Telka Christian

The steady hand behind the process. Coordination, communication, and the quiet cadence of a well-run transaction.

Director of Client Experience04 / Introduction
Telka Christian, Director of Client Experience
Telka Christian

The quiet
architecture
of the experience.

As Director of Client Experience, Telka ensures that every stage of the acquisition — from first showing to closing table — moves with clarity, discretion, and a steady rhythm.

She is the point of contact for the details a client should never have to hold: the schedule, the paperwork, the coordination with lenders, inspectors, attorneys, and vendors. Her care is quiet and constant.

Nothing is left to chance.

Your Advisor05 / Introduction
Tia Abraham

Founder.
Advisor.
Your representative at the table.

A native of St. Thomas, U.S. Virgin Islands, Tia founded Abraham & Co. to bring a quieter, more considered standard of representation to the Metro Atlanta market.

Her practice is defined by discretion and preparation. Before real estate, she trained inside the Mandarin Oriental Hotel Group, where care and precision are inseparable from service — principles that now shape how she represents a home.

Four consecutive years as a Top Producer, $25M+ in homes sold, 81+ families served — measured proof beneath a quiet approach.

Tia Abraham, Founder and Advisor
On Acquisition06 / Prelude

A house is chosen with the eye.
A home is chosen with everything else —
patience, discernment, and the counsel
of someone who has done this before.

Abraham & Co.

Buyer Representation07 / Standard
The Standard

How we
represent
a buyer.

Representing a buyer is, before anything else, an act of counsel. Our first responsibility is to slow the process down long enough to ask the right questions — of the market, of the property, and of the client's own life ten years from now.

From there, the work is patient and precise: a curated search, a rigorous evaluation, an offer written with intention, and a closing coordinated so completely that our client only ever needs to be a client.

Considered. Quiet. Complete.

Our Commitments08 / Standard
Six Commitments

The obligations we hold
to every client we accept.

  1. 01
    Undivided loyalty

    Our counsel is yours alone. We do not double-side transactions and we do not represent adverse interests in the same acquisition.

  2. 02
    Full disclosure

    Every material fact we learn about a property, a seller, or the market is disclosed to you — promptly and in plain language.

  3. 03
    Confidentiality

    Your motivations, your timing, and your finances remain within our practice. What is shared with us is not shared beyond it.

  4. 04
    Diligence in negotiation

    We prepare thoroughly, negotiate quietly, and pursue the strongest terms available on the day — never with theatre.

  5. 05
    Accountable process

    Every deadline, contingency, and deliverable is tracked internally by our client experience director. You are never the one carrying it.

  6. 06
    Judgment before enthusiasm

    If a property does not serve you, we will say so. The right decision is more important than a closed transaction.

Who Does What09 / The Advisory Team
The Advisory Team

A small, senior team —
assembled around you.

Founder · Advisor
Tia Abraham
  • — Client strategy and long-view counsel
  • — Property evaluation and pricing analysis
  • — Offer construction and negotiation
  • — Presence at every showing of consequence
  • — Direct representation at the closing table
Director of Client Experience
Telka Christian
  • — Transaction coordination end-to-end
  • — Communication with lenders, attorneys, vendors
  • — Scheduling of showings, inspections, walk-throughs
  • — Deadline and contingency management
  • — Post-closing continuity and follow-through
Curation10 / The Search
A Curated Search

We show
fewer homes.
On purpose.

An open search returns thousands of listings. A curated search returns the ones that deserve your attention. The difference is judgment — applied before you ever step through a door.

Every property we bring to you has been vetted against your brief: location, architecture, condition, trajectory, and the quieter measures that decide how a house lives over years.

Off-market inventory, pre-market opportunities, and quietly held properties are pursued through our network of Metro Atlanta agents, developers, and private-sale relationships.

The Client Brief11 / The Search
The Brief

The conversation
before the search.

Chapter
The Life

Where you are now and where you intend to be in three, five, ten years. Family, work, travel, the rhythm of your days.

Chapter
The Home

Architecture, light, scale, and the practical requirements of the household. What must be present. What must not.

Chapter
The Investment

Budget, financing posture, holding horizon, and the return we expect the property to deliver over time.

How We Assess a Property12 / Evaluation
Evaluation

Beyond the
listing sheet.

What we look for before we recommend an offer.

Architecture & condition

Structure, systems, and finishes assessed against age, provenance, and any recent renovations. The quality of the build, not merely the presentation of it.

Location trajectory

Neighborhood, block, and street evaluated for direction — schools, zoning, planned development, and the slower forces that shape long-term value.

Comparable evidence

Recent, honest comparables — not the ones convenient to the listing price. We reconcile the market to the property, not the property to a hope.

Ownership history

Days on market, prior list attempts, and any pattern of buyer withdrawal — often the most revealing data on any listing.

Pricing Judgment13 / Evaluation
Pricing Judgment

Comparables are a
starting point, not an answer.

A price emerges from three simultaneous readings: the closed comparables that establish the floor, the active competition that establishes the ceiling, and the specific property that lives somewhere between them.

Our recommendation weighs all three, and it is delivered in writing before an offer is ever drafted. You should always know why we are advising a number — and why we are not advising another.

Framework
Closed
Six months, ¼-mile, comparable class
Active
Direct competition still on market
Withdrawn
Refusals of the market — instructive
Subject
Adjustments for condition, view, and lot
The Written Position14 / Offer Strategy
Offer Strategy

An offer is
a document,
not a number.

Price attracts the seller's attention. Terms decide whether the contract holds. Our offers are written for both — assembled so that every element earns its place, and nothing is conceded that does not need to be.

We prepare a positioning memo before the offer is written: the seller's likely motivations, the competitive field, the precedent set by recent contracts in the neighborhood, and the posture most likely to be accepted on the first pass.

The Levers We Use15 / Offer Strategy
The Levers

Beyond price:
the terms that decide the deal.

Earnest money

Sized to communicate seriousness without conceding leverage.

Closing timeline

Aligned to the seller's calendar where possible — a quiet form of value.

Contingencies

Preserved where they protect you; released strategically where they buy standing.

Financing posture

Cash-equivalent letters, pre-underwriting, and lender relationships that give the offer weight.

Inspection window

Shaped to protect diligence without appearing tentative.

Personal property

Handled with restraint — furniture and fixtures negotiated in writing, never as afterthought.

Inspection Period16 / Due Diligence
Due Diligence

What we
learn about
the house.

The diligence period is short and consequential. We assemble a standing team of general, structural, mechanical, and specialty inspectors — chosen for competence and for their willingness to speak plainly about what they find.

Findings are consolidated into a single memo, prioritized by cost and urgency, and translated into a repair or credit request that reflects reality rather than posture.

  • — General inspection
  • — Structural review
  • — HVAC & mechanical
  • — Roof & envelope
  • — Sewer scope
  • — Radon & environmental
  • — Termite / WDO
  • — Specialty (pool, well, septic)
Title, Disclosures & Records17 / Due Diligence
The Paper Trail

What we
learn about the ownership.

Title & liens

Full title search with an experienced closing attorney; confirmation that title is marketable and free of surprise.

Disclosures

Seller's disclosures reviewed line by line and cross-referenced against inspection findings and public records.

Records & permits

Permit history, prior insurance claims, HOA governance, easements, encroachments, and any restrictions that affect use.

Earnest Money & Contingencies18 / Financial Protection
Your Capital

Protected.
In writing.

Earnest money is escrowed with a neutral third party — never with the seller or the seller's agent. The conditions under which it may be released, refunded, or forfeited are written plainly and understood before the check is written.

Contingencies — inspection, financing, appraisal, sale of a current home — are the mechanisms that return your capital if the transaction cannot proceed on the terms agreed. We advise you when each contingency should be exercised, extended, or released.

Anticipated Costs19 / Financial Protection
Anticipated Costs

What to expect
at the closing table.

Loan origination & lender fees
Paid to the lender at closing; disclosed on the Loan Estimate within 3 days of application.
Appraisal
Ordered by the lender; typically $500 – $900 depending on property size and complexity.
Title insurance & attorney
Owner's policy protects your interest; lender's policy protects the loan. Attorney conducts the closing.
Recording & transfer
State and county fees to record the deed and mortgage instruments.
Escrow reserves
Prepaid property taxes and insurance held by the lender.
Home insurance (first year)
Prepaid at closing; policy bound prior to funding.

A written cost estimate is prepared for you at offer stage and reconciled again 72 hours before closing.

From Brief to Closing20 / The Roadmap
The Roadmap

A quiet, predictable
cadence.

  1. 01
    Consultation
    The brief. Priorities, timing, financial posture, and the shape of the search.
  2. 02
    Preparation
    Lender introductions, pre-approval, and the assembly of the advisory team.
  3. 03
    Curated Search
    Vetted listings, off-market inquiries, and private showings on your calendar.
  4. 04
    Evaluation & Offer
    Pricing memo, positioning brief, and a written offer executed with intention.
  5. 05
    Under Contract
    Diligence, disclosures, inspection findings, and any negotiated response.
  6. 06
    Closing Preparation
    Financing final approval, appraisal reconciliation, title clearance, walk-through.
  7. 07
    Closing
    Signing. Funds disbursed. Keys delivered.
  8. 08
    Beyond
    Vendor introductions, records archive, and the quiet continuity of the relationship.
What Happens When21 / Milestones
The Contract Calendar

Every date
tracked, twice.

We maintain the internal calendar. You keep the confidence that comes with knowing someone else is holding the clock.

Day 0
Binding acceptance. Earnest money delivered to escrow.
Day 1 – 10
Inspection period. Diligence memo drafted.
Day 5 – 14
Inspection response negotiated. Amendments executed.
Day 7 – 21
Appraisal ordered, completed, and reviewed.
Day 14 – 25
Loan underwriting completed. Clear-to-close issued.
Day 28 – 30
Final walk-through. Closing statement reconciled.
Day 30
Signing. Funds disbursed. Possession delivered.
The Continuing Relationship22 / Beyond Closing
Beyond Closing

The relationship
does not end
at the table.

A closing is a beginning. Once you have the keys, we remain the first call for the practical matters of ownership — trusted contractors, service providers, and the vendors who quietly keep a home running.

We maintain an archive of every document from your acquisition — disclosures, inspections, warranties, receipts — organized and accessible for as long as you own the home.

And when the time comes, whether to acquire again, sell, or simply take counsel, Abraham & Co. is where you begin.

Abraham & Co.23 / Invitation
An Invitation

When the time is right,
I would welcome
the opportunity to learn
what comes next for you.

Office
3355 Lenox Road Northeast
Atlanta, GA 30326